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Silver Ford Truck on a Construction Site

COMMERCIAL FINANCING FLEXIBLE APPROACHES. FOCUSED ON YOUR NEEDS.

 

For application questions,  please contact us at 877-224-1262 ext. 74977.

Disclaimer

Vehicle intended use may affect ability to finance with Ford Credit.  For example, we do not provide financing for most rental vehicles.  For additional details, please refer to the Commercial Financing products.

*Subject to initial approval, ongoing eligibility and periodic review. 

Commercial Financing Comparison

Commercial Financing Comparison

Commercial Installment Financing

Commercial Red Carpet Lease

CommerciaLease

Financing Type

Traditional Buy

Closed-end lease

Open-end Terminal Rental Adjustment CLause (TRAC) lease

Features
  • Full Amortized loan
  • Sell or trade anytime 
  • No early payoff charges
  • Ownership after loan balance paid
  • Lessee is not responsible for residual
  • Good for predictable-use vehicles
  • Various mileage options
  • Lessee is responsible for excess wear and use charges
  • Upfit vehicles not eligible
  • Lessee is responsible for residual value
  • Accomodates upfit vehicles
  • Upfits can be residualized
  • No mileage restrictions
  • No wear or use lease-end charges
  • Various terms and residuals

Eligible Vehicles
  • New, Certified Pre-Owned, or Used
  • Upfit vehicles
  • CNG/LPG, Bi-fuel, BEV vehicles
  • New
  • New, Certified Pre-Owned, or Used
  • Upfit vehicles
  • CNG/LPG, Bi-fuel, BEV vehicles

 

Commercial Installment Financing

Financing Type

Traditional Buy

Features
  • Full Amortized loan
  • Sell or trade anytime 
  • No early payoff charges
  • Ownership after loan balance paid

Eligible Vehicles
  • New, Certified Pre-Owned, or Used
  • Upfit vehicles
  • CNG/LPG, Bi-fuel, BEV vehicles

Commercial Red Carpet Lease

Financing Type

Closed-end lease

Features
  • Lessee is not responsible for residual
  • Good for predictable-use vehicles
  • Various mileage options
  • Lessee is responsible for excess wear and use charges
  • Upfit vehicles not eligible

Eligible Vehicles
  • New

CommerciaLease

Financing Type

Open-end Terminal Rental Adjustment CLause (TRAC) lease

Features
  • Lessee is responsible for residual value
  • Accomodates upfit vehicles
  • Upfits can be residualized
  • No mileage restrictions
  • No wear or use lease-end charges
  • Various terms and residuals

Eligible Vehicles
  • New, Certified Pre-Owned, or Used
  • Upfit vehicles
  • CNG/LPG, Bi-fuel, BEV vehicles