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What does Ford Credit do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Credit history and assets

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Ford Credit chooses to share; and whether you can limit this sharing.

Reason We Share your information Table
Reasons we can share your personal information
 Does Ford Credit share?
Can you limit this sharing? 

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes 

No

For our marketing purposes — to offer our products and services to you

Yes

No 

For joint marketing with other financial companies

Yes

No 

For our affiliates’ everyday business purposes — information about your transactions and experiences

Yes

No 

For our affiliates’ everyday business purposes — information about your creditworthiness

No 

We don’t share

For our affiliates to market to you

No 

We don’t share

For our nonaffiliates to market to you

No

We don’t share

Reason We Share your information Table

Reasons we can share your personal information

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
 Does Ford Credit share?

Yes 
Can you limit this sharing? 

No
Reasons we can share your personal information

For our marketing purposes — to offer our products and services to you
 Does Ford Credit share?

Yes
Can you limit this sharing? 

No 
Reasons we can share your personal information

For joint marketing with other financial companies
 Does Ford Credit share?

Yes
Can you limit this sharing? 

No 
Reasons we can share your personal information

For our affiliates’ everyday business purposes — information about your transactions and experiences
 Does Ford Credit share?

Yes
Can you limit this sharing? 

No 
Reasons we can share your personal information

For our affiliates’ everyday business purposes — information about your creditworthiness
 Does Ford Credit share?

No 
Can you limit this sharing? 

We don’t share
Reasons we can share your personal information

For our affiliates to market to you
 Does Ford Credit share?

No 
Can you limit this sharing? 

We don’t share
Reasons we can share your personal information

For our nonaffiliates to market to you
 Does Ford Credit share?

No
Can you limit this sharing? 

We don’t share

Questions? Call 1-866-222-4405

Who is providing this notice?

Ford Motor Credit Company LLC, which includes Ford Interest Advantage Rate Demand Notes.

 

How does Ford Credit protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We limit access to your personal information to appropriate personnel with a business need for it. We provide training and communication programs to educate our personnel.

How does Ford Credit collect my personal information?

We collect your personal information, for example, when you

  • Give us your income information or provide employment information
  • Apply for financing or apply for a lease
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include nonfinancial companies, such as Ford Motor Company and The American Road Insurance Company

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Ford Credit does not share with nonaffiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include motor vehicle dealers and insurance companies

Other important information

Special Notice for California Residents See the Supplement for California Residents, entitled "Important Privacy Choice for Consumers," for information on rights you have under the California Financial Information Privacy Act.